Terms of Service

Please read these terms carefully before using our calculators.

Last Updated: December 16, 2024

Quick Summary

Our calculators are free educational tools. Use them to estimate take-home pay.

Not professional advice. Results are estimates only, not tax or financial advice.

Use at your own risk. We're not liable for decisions made based on our calculators.

Respect the rules. Don't abuse, hack, or misuse our service.

1. Acceptance of Terms

By accessing or using US Salary Calculator ("the Service", "our website", "we", "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.

These Terms constitute a legally binding agreement between you ("User", "you", "your") and US Salary Calculator. We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the new Terms.

2. Description of Service

US Salary Calculator provides free online tools to estimate take-home pay after federal, state, and FICA taxes. Our Service includes:

  • Salary calculators for all 50 US states and Washington D.C.
  • Tax breakdown visualizations
  • State-by-state salary comparisons
  • Educational content about taxes and personal finance
  • Related financial calculators and tools

We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice.

3. Disclaimer of Professional Advice

IMPORTANT - PLEASE READ CAREFULLY:

  • Our calculators provide estimates only, not actual tax calculations
  • We are NOT tax professionals, financial advisors, or legal experts
  • Results are for educational purposes only
  • Do NOT rely solely on our calculators for financial decisions
  • Always consult a qualified tax professional or CPA for personalized advice

Our calculators use simplified tax calculations based on standard rates and assumptions. Your actual take-home pay will vary based on:

  • Filing status (single, married, head of household)
  • Number of dependents and exemptions
  • Tax deductions (401k, IRA, HSA, mortgage interest)
  • Tax credits (child tax credit, EITC, education credits)
  • Local/city taxes (not included in our calculations)
  • Additional income sources (bonuses, investments, side income)
  • Pre-tax benefit deductions (health insurance, FSA, etc.)

4. Accuracy and Limitations

While we strive for accuracy and update our calculators regularly:

  • Tax laws change frequently - we update as soon as possible but may have delays
  • Our calculations use simplified, flat-rate approximations
  • Progressive tax brackets are simplified for ease of use
  • Standard deductions are assumed but may not apply to everyone
  • We cannot account for every individual's unique tax situation

We make no warranties or guarantees about the accuracy, completeness, or reliability of our calculators. Use at your own risk.

5. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

US Salary Calculator, its owners, operators, employees, and affiliates shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

  • Use or inability to use our Service
  • Errors, inaccuracies, or omissions in our calculators
  • Financial decisions made based on our results
  • Tax penalties, fines, or additional payments due to inaccurate estimates
  • Lost income, profits, or opportunities
  • Any damages whatsoever, even if we've been advised of the possibility

Your sole remedy for dissatisfaction with the Service is to stop using it.

6. User Responsibilities

By using our Service, you agree to:

  • Use legally: Comply with all applicable laws and regulations
  • Not abuse: Don't attempt to harm, hack, or disrupt our Service
  • No scraping: Don't use automated tools to extract data without permission
  • Respect limits: Don't overload our servers with excessive requests
  • No misrepresentation: Don't claim our calculations as professional advice
  • Attribute properly: If sharing our content, provide proper attribution

7. Intellectual Property

All content on US Salary Calculator, including but not limited to text, graphics, logos, calculator code, and design, is owned by us or our licensors and is protected by copyright, trademark, and other intellectual property laws.

You may:

  • Use our calculators for personal, non-commercial purposes
  • Share links to our website
  • Embed our calculators with proper attribution (if we provide embed code)

You may NOT:

  • Copy, reproduce, or redistribute our calculator code
  • Create derivative works without permission
  • Remove copyright or attribution notices
  • Use our branding or logos without written consent

8. Third-Party Links and Services

Our website may contain links to third-party websites, advertisements, or services. We are not responsible for:

  • The content, privacy policies, or practices of third-party sites
  • Products or services offered by third parties
  • Accuracy of information on external websites
  • Any damages arising from third-party interactions

Third-party links are provided for convenience only. Use them at your own risk.

9. Advertising and Sponsorships

Our Service displays advertisements through Google AdSense and may feature sponsored content. Please note:

  • Ads are served by third parties and may use cookies for personalization
  • We do not endorse products or services advertised on our site
  • Sponsored content will be clearly labeled as such
  • We may receive compensation for affiliate links or partnerships

See our Privacy Policy for more information about advertising cookies.

10. Termination

We reserve the right to:

  • Terminate or suspend access to our Service immediately, without notice
  • Block users who violate these Terms
  • Remove or modify any content at our discretion
  • Discontinue the Service at any time

Upon termination, your right to use the Service will immediately cease. Sections regarding disclaimers, limitations of liability, and intellectual property survive termination.

11. Indemnification

You agree to indemnify, defend, and hold harmless US Salary Calculator and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

  • Your use or misuse of the Service
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Financial decisions you make based on our calculators

12. Governing Law and Disputes

These Terms are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Any disputes arising from these Terms or use of the Service shall be resolved through binding arbitration, except where prohibited by law. You waive the right to participate in class action lawsuits.

13. Changes to Terms

We may update these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Material changes will be highlighted at the top of this page.

Your continued use of the Service after changes constitutes acceptance of the new Terms. If you disagree with changes, stop using the Service.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect. Invalid provisions will be modified to the minimum extent necessary to make them valid.

15. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and US Salary Calculator regarding use of the Service. They supersede all prior agreements or understandings.

16. Contact Information

If you have questions about these Terms of Service, please contact us:

By Using Our Service

You acknowledge that you have read, understood, and agree to be bound by these Terms of Service. You also acknowledge that our calculators provide estimates only and should not replace professional advice.

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